Carriers & Products

Which Product To Recommend?

At Family First Life Mountaineers,  we represent many A+ rated insurance carriers in the United States. 
• We offer: Term, Whole Life, IUL, Final Expense, and Mortgage Protection plans. 
• We have non-medical policies up to $2M face amount coverage. This means that no medical exam is required and the policy can be issued and delivered during the application process.

Our main carriers are Americo, Aetna, and Mutual of Omaha, because these carriers provide chronic, critical, and terminal illness living benefits for no additional cost. Additionally, the premium is level in all products. We recommend John Hancock Vitality for virtual term sales.


This link will take you to a graphic created by Flow Financial Solutions, A Family First Life Agency


If your client has any medical conditions, always call your Manager or check
our Underwriting Cheat Sheet before showing any plans to the client.

Click Here and bookmark the Underwriting Cheat Sheet


Americo
800-231-0801

Mutual of Omaha
800-775-7896

 American Amicable
800-736-7311

 AIG
877-399-7747

 John Hancock
866-595-7361

 TransAmerica
877-234-4848

 Global Atlantic
855-887-4487

 Athene
888‑266‑8489

 CFG
800-423-9765

 Foresters
866-466-7166

 Royal Neighbors
800-770-4561

 Prosperity
866-380-6413

 Aetna/CVS
866-272-6630